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At some point you’ll need to reflect on your year. Not everyone is like the readers of the finance pages, who at some point will reflect on what happened financially. But everyone should.

Your MoneyCommentsPremiumAnd that’s a wrap for 2025 (but hopefully not your money)

At some point you’ll need to reflect on your year. Not everyone is like the readers of the finance pages, who at some point will reflect on what happened financially. But everyone should.

Bruce Brammall

Here’s three simple strategies to start using your super savings that may be available to anyone in their 60s, regardless of their employment status. 

Your MoneyCommentsPremiumHow to tap into your super AND keep working

Here’s three simple strategies to start using your super savings that may be available to anyone in their 60s, regardless of their employment status. 

Lennon Matthews-Rowell

Have you been paying attention? Each week, Your Money covers everything personal finance — from the pensions, super and investing. Do you think you can pass our Christmas quiz? Let’s find out ...

Your MoneyCommentsPremiumCan you pass Nick Bruining’s BIG Your Money Christmas quiz?

Have you been paying attention? Each week, Your Money covers everything personal finance — from the pensions, super and investing. Do you think you can pass NICK BRUINING’s Christmas quiz? Let’s find out . . .

Nick Bruining

Treasurer Jim Chalmers has been accused of rushing his contentious superannuation reforms.

SuperannuationComments‘Up against it’: Chalmers accused of rushing super tax

Jim Chalmers has been accused of rushing his contentious superannuation reforms, with an industry body warning the short consultation period ‘makes it difficult to identify unintended consequences’.

Cheyanne Enciso

Super changes early in your working life could result in massive gains come retirement. (James Ross/AAP PHOTOS)

Your MoneyPremiumThe one tweak that could grow your super by $200,000

A major superannuation fund says a lack of engagement with your super fund can have huge financial consequences come retirement time.

Derek Rose

Angie James-Wallace and Jacintha Fraser-Gillard shopping during Black Friday sales last month.

EconomyCommentsPremiumBlack Friday fades to grey as WA shoppers feel the squeeze

West Aussies spent big on electric appliances and at department stores during last month’s Black Friday sales, new data shows, but year-on-year comparisons reveal a drop in the number of shoppers.

Cheyanne Enciso

Meal kit provider HelloFresh is facing legal action. Supplied

RetailCommentsPremiumMeal kit giants wrongfully charged 100,000 customers: ACCC

The consumer watchdog has taken aim at two food retailers for allegedly trapping Australian consumers into subscriptions.

Cameron Micallef

Financial success doesn’t happen by accident. It happens by practising good habits that become second nature. 

Your MoneyCommentsPremiumFinancially successful people have these 10 things in common

Athletes don’t walk out on the field and accidentally win major competitions. They train for years, honing their skills. Financial success is the same. It happens by practising good habits.

Sandra Kent

Made a packet on the sale of an investment property in this red hot market? Good for you! But how will you keep the taxman’s hands off his share of capital gains tax? Here’s how ...

Bruining Q+ACommentsPremiumI made a bundle on my rental. How can I reduce my tax bill?

Q+A: Made a packet on the sale of an investment property in this red hot market? Good for you! But how will you keep the taxman’s hands off his share of capital gains tax? Here’s how ...

Nick Bruining

There’s one part of the Centrelink system that trips people up when trying to work out their age pension. Here’s how deeming rates work, and the asset limits you need to know before your payments are clipped.

Your MoneyCommentsPremiumHow Centrelink’s messy deeming rates system really works

There’s one part of the Centrelink system that trips people up when trying to work out their age pension. Here’s how deeming rates work, and the asset limits you need to know before your payments are clipped.

Nick Bruining

About to retire? Here’s how to make the seamless shift into life after work and what you need to know before your last day, especially when it comes to accessing your superannuation and an age pension.

Your MoneyCommentsPremiumWhat you need to know before your last day of work

About to retire? Here’s how to make the seamless shift into life after work and what you need to know before your last day, especially when it comes to accessing your superannuation and an age pension.

Nick Bruining

NAB profit edges higher as bad debts and tech costs bite.

FINANCECommentsThe crisis threatening Aussie living standards: Bank boss’ warning

National Australia Bank’s top boss has sounded the alarm on a major issue which will impact Australian living standards.

Cameron Micallef

News. Concert. AC/DC Concert at Optus Stadium. Brian Johnson and Angus Young.

EconomyCommentsAC/DC, Oasis rock November as entertainment spending surges

Australian household spending lifted in November as consumers reached for their wallets at legendary rock band AC/DC’s concerts and the Ashes series opener in Perth.

Cheyanne Enciso

Teenage girls are more likely to have jobs whose hours fall under the super threshold. (Alan Porritt/AAP PHOTOS)

Personal FinancePremiumSuperannuation gender gap starts on first day at work

An outdated law is widening the gender superannuation gap where women retire with less due to rules that deny the entitlement to most workers aged under 18.

Maeve Bannister

Industry funds will pay a levy to fund the shortfall in the Compensation Scheme of Last Resort. (Joel Carrett/AAP PHOTOS)

Personal FinancePremiumWorker super funds to foot bill for compo safety net

The federal government will force retail and industry super funds to help compensate members who lose their superannuation to failed schemes in new reforms.

Adrian Black

RBA governor Michele Bullock.

EVERYTHING YOU MISSEDCommentsRBA RECAP: Board now ‘live’ for Feb rate hike, says NAB

Three interest rate cuts this year have offered only marginal relief for homeowners because prices are now rising again. After today’s hold, they now face an anxious wait to see what the new year will bring.

Daniel Newell

The price Aussies will pay to top up their UK pension is changing. But does the deal still makes sense, even with the higher rate?

Your MoneyCommentsPremiumDo rule changes still make ‘buying’ a UK pension worth it?

Big changes to accessing the highly lucrative UK State pension will have a dramatic impact on its attractiveness to Aussies making use of the scheme. But does the deal still stack up?

Nick Bruining

The overall cost of a comfortable retirement in the year to the end of September was up 3.5 per cent for couples, and 3.6 per cent for singles. 

Your MoneyCommentsPremiumWant a happy retirement? The price tag just hit a record

Above-inflation cost rises over the past year may have more seniors hoping to maintain a decent standard of living in retirement thinking about reining in their spending this Christmas.

Daniel Newell

Over age pension age and still working? Here’s how giving up work could leave a couple better off in retirement.

Bruining Q+ACommentsPremiumYour husband giving up work could leave you both better off

Q+A: Over age pension age and still working? Here’s how giving up work could leave a couple better off in retirement.

Nick Bruining

Annette Sinclair became a financial adviser in June 2012, which means she’s about five months short of the 10-year requirement.

opinion
opinion
Your MoneyCommentsPremium
opinion
Why the great adviser purge will still leave bad apples

The purging of financial advisers set to occur at the end of this year will see many highly experienced hands ejected from the industry, leaving thousands of clients with limited choice on what to do next. 

Nick Bruining

RBA governor Michele Bullock.

RBAPremiumBig-spending households boost bets of an RBA rate hike

Australia’s household spending handily surpassed expectations in October to post its biggest increase since January 2024, boosting the case for an interest rate hike next year.

Nasteho Said

New research shows the ongoing cost-of-living crunch is calling time on an Aussie tradition as old as Vegemite, and has revealed a shock gender divide.

Your MoneyCommentsCost of living quietly killing this beloved Aussie tradition

New research shows the ongoing cost-of-living crunch is calling time on an Aussie tradition as old as Vegemite, and has revealed a shock gender divide.

Daniel Newell

Australia's biggest super funds are shovelling billions of dollars into fossil fuel companies. (Dave Hunt/AAP PHOTOS)

Your MoneyPremiumSuper funds plunge billions into fossil fuel companies

Australia's largest super funds are propping up the expansion of coal, oil and gas projects with billions of dollars from workers' retirement savings.

Derek Rose

Accounts lodged with ASIC for buy-now, pay-later group Afterpay reveal its value has been heavily reduced since US fintech Block acquired it.

Your MoneyCommentsBooming Afterpay’s mind-boggling losses since US sale

Accounts lodged with ASIC for buy-now, pay-later group Afterpay reveal its value has been heavily reduced since US fintech Block acquired it.

Tom Richardson